:root{--navy:#0a3d62;--blue:#1e5f8a;--blue-light:#3d7eb8;--gold:#c9a227;--gold-soft:#e8d48b;--white:#fafbfc;--gray-100:#f1f5f9;--gray-500:#64748b;--gray-800:#1e293b;--shadow:0 12px 40px rgba(10,61,98,.12);--radius:12px;--font-display:"Source Serif 4",Georgia,serif;--font-body:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--space:clamp(1rem,4vw,2.5rem);--max:72rem}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);font-size:1rem;line-height:1.65;color:var(--gray-800);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:.2em}
a:hover{color:var(--navy)}
.skip-link{position:absolute;left:-9999px;z-index:9999;padding:.75rem 1rem;background:var(--navy);color:#fff}
.skip-link:focus{left:1rem;top:1rem}
.container{width:min(100% - var(--space) * 2,var(--max));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:100;background:rgba(250,251,252,.92);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid rgba(10,61,98,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.65rem 0;flex-wrap:wrap}
.logo-link{display:flex;align-items:center;gap:.75rem;color:inherit;text-decoration:none}
.logo-link img{width:min(200px,48vw);height:auto}
.nav-toggle{display:none;flex-direction:column;gap:5px;padding:.5rem;background:transparent;border:0;cursor:pointer}
.nav-toggle span{width:26px;height:2px;background:var(--navy);border-radius:1px}
.nav-primary ul{display:flex;flex-wrap:wrap;gap:.25rem 1.25rem;list-style:none;margin:0;padding:0;align-items:center}
.nav-primary a{color:var(--gray-800);text-decoration:none;font-weight:500;font-size:.9rem}
.nav-primary a:hover,.nav-primary a[aria-current="page"]{color:var(--navy)}
.nav-cta{display:inline-flex;align-items:center;padding:.55rem 1.1rem;background:var(--gold);color:var(--navy)!important;font-weight:600;border-radius:999px;text-decoration:none!important;font-size:.875rem}
.nav-cta:hover{filter:brightness(1.05);color:var(--navy)!important}
@media(max-width:900px){.nav-toggle{display:flex}.nav-primary{position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid rgba(10,61,98,.1);padding:1rem var(--space);display:none;box-shadow:var(--shadow)}.nav-primary.is-open{display:block}.nav-primary ul{flex-direction:column;align-items:flex-start}}
.hero{position:relative;min-height:min(85vh,720px);display:grid;align-items:end;color:#fff}
.hero__media{position:absolute;inset:0;z-index:0}
.hero__media img{width:100%;height:100%;object-fit:cover}
.hero__overlay{position:absolute;inset:0;background:linear-gradient(105deg,rgba(10,61,98,.88) 0%,rgba(10,61,98,.55) 45%,rgba(30,95,138,.4) 100%);z-index:1}
.hero__content{position:relative;z-index:2;padding:clamp(2.5rem,8vw,5rem) var(--space);width:min(100% - var(--space) * 2,42rem)}
.hero h1{font-family:var(--font-display);font-size:clamp(1.85rem,4.5vw,2.75rem);font-weight:700;line-height:1.15;margin:0 0 1rem;text-shadow:0 2px 24px rgba(0,0,0,.2)}
.hero p{font-size:1.05rem;opacity:.95;margin:0 0 1.5rem;max-width:36ch}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.5rem;border-radius:999px;font-weight:600;text-decoration:none!important;border:0;cursor:pointer;font-size:.95rem;transition:transform .15s,filter .15s}
.btn:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.btn--primary{background:var(--gold);color:var(--navy)}
.btn--primary:hover{filter:brightness(1.06)}
.btn--ghost{background:rgba(255,255,255,.15);color:#fff;border:1px solid rgba(255,255,255,.45)}
.btn--ghost:hover{background:rgba(255,255,255,.25)}
.hero__actions{display:flex;flex-wrap:wrap;gap:.75rem}
.section{padding:clamp(3rem,6vw,5rem) 0}
.section--alt{background:var(--gray-100)}
.section__head{max-width:40rem;margin-bottom:clamp(1.5rem,4vw,2.5rem)}
.section__head h2{font-family:var(--font-display);font-size:clamp(1.5rem,3vw,2.1rem);color:var(--navy);margin:0 0 .5rem;line-height:1.2}
.section__head .lede{color:var(--gray-500);margin:0;font-size:1.05rem}
.grid-2{display:grid;gap:clamp(1.5rem,4vw,2.5rem);grid-template-columns:1fr}
@media(min-width:768px){.grid-2{grid-template-columns:1fr 1fr}}
.grid-3{display:grid;gap:1.25rem;grid-template-columns:1fr}
@media(min-width:640px){.grid-3{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border-radius:var(--radius);padding:1.35rem 1.5rem;box-shadow:0 4px 24px rgba(10,61,98,.06);border:1px solid rgba(10,61,98,.06)}
.card h3{font-family:var(--font-display);font-size:1.15rem;color:var(--navy);margin:0 0 .5rem}
.card p{margin:0;font-size:.95rem;color:var(--gray-500)}
.card a{font-weight:600}
.icon-badge{width:44px;height:44px;border-radius:10px;background:linear-gradient(135deg,var(--navy),var(--blue));color:var(--gold-soft);display:grid;place-items:center;font-size:1.1rem;margin-bottom:.85rem}
.feature-list{list-style:none;padding:0;margin:0}
.feature-list li{padding:.65rem 0 .65rem 1.75rem;position:relative;border-bottom:1px solid rgba(10,61,98,.08)}
.feature-list li:last-child{border-bottom:0}
.feature-list li::before{content:"";position:absolute;left:0;top:1rem;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.testimonial{background:#fff;border-radius:var(--radius);padding:1.5rem;border-left:4px solid var(--gold);box-shadow:var(--shadow)}
.testimonial blockquote{margin:0 0 1rem;font-family:var(--font-display);font-size:1.05rem;color:var(--gray-800);font-style:italic}
.testimonial cite{font-size:.875rem;color:var(--gray-500);font-style:normal;font-weight:600}
.cta-band{background:linear-gradient(120deg,var(--navy) 0%,var(--blue) 100%);color:#fff;padding:clamp(2.5rem,5vw,3.5rem) var(--space);border-radius:var(--radius);text-align:center;margin:clamp(2rem,5vw,3rem) 0}
.cta-band h2{font-family:var(--font-display);margin:0 0 .75rem;font-size:clamp(1.35rem,2.5vw,1.85rem)}
.cta-band p{margin:0 0 1.25rem;opacity:.92;max-width:36rem;margin-inline:auto}
.site-footer{background:var(--navy);color:rgba(255,255,255,.88);padding:clamp(2.5rem,5vw,3.5rem) var(--space) 2rem}
.footer-grid{display:grid;gap:2rem;grid-template-columns:1fr}
@media(min-width:640px){.footer-grid{grid-template-columns:2fr 1fr 1fr}}
.site-footer h2,.site-footer h3{font-size:1rem;margin:0 0 1rem;color:#fff}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.5rem}
.site-footer a{color:rgba(255,255,255,.85);text-decoration:none}
.site-footer a:hover{text-decoration:underline;color:#fff}
.footer-bottom{margin-top:2rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.15);font-size:.85rem;opacity:.75}
.page-hero{position:relative;min-height:280px;display:grid;align-items:end}
@media(min-width:768px){.page-hero{min-height:340px}}
.page-hero__media{position:absolute;inset:0}
.page-hero__media img{width:100%;height:100%;object-fit:cover}
.page-hero__overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,61,98,.9),rgba(30,95,138,.65))}
.page-hero__inner{position:relative;z-index:2;padding:2rem var(--space);color:#fff}
.page-hero h1{font-family:var(--font-display);font-size:clamp(1.6rem,3.5vw,2.25rem);margin:0 0 .5rem}
.breadcrumb-nav{font-size:.875rem;margin-bottom:.75rem;opacity:.9}
.breadcrumb-nav a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.4)}
.breadcrumb-nav a:hover{border-bottom-color:#fff}
.prose{max-width:42rem}
.prose h2{font-family:var(--font-display);color:var(--navy);font-size:1.35rem;margin-top:2rem}
.prose h3{font-size:1.1rem;color:var(--navy);margin-top:1.5rem}
.prose p,.prose li{color:var(--gray-800)}
.related-links{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:2rem}
.related-links a{display:inline-block;padding:.5rem 1rem;background:var(--gray-100);border-radius:999px;font-size:.875rem;font-weight:600;color:var(--navy);text-decoration:none!important}
.related-links a:hover{background:var(--gold-soft)}